Protect your fur baby for as little as $10 per month!
Get the coverage your pet actually needs in seconds, for the price of a few cups of coffee. Best of all, nearly all pets are covered, and you’ll get huge savings on essential care, tests, vaccines, and more. Click to get an instant pet insurance quote.
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At InsuRabbit, we take a different approach to pet insurance comparison. We give you the tools and resources to get the best deal on the pet coverage that’s right for your fur baby — 100% for free and with no obligations. Plus, we’ll never ask for your personal information or make you fill out a lead form to get a quote; that’s so 2010. Instead, we connect you with our preferred providers like Lemonade, Pin Paws, and so may more where you can get your quote directly. It’s that easy! Thanks again and we hope you enjoy your experience.
What is covered (and not covered) by pet insurance?
Pet insurance is designed to help cover the costs of veterinary care for your furry friends. Understanding what is covered and what is not can help you make informed decisions when choosing pet coverage. Keep in mind that it’s important to carefully review the terms of each plan to ensure it aligns with the specific needs of your pet. That said, let’s take a closer look at what’s covered and not covered by a typical pet policy.
Here’s a breakdown of what is generally covered:
- Accidents & Injuries
- Illnesses
- Diagnostic Tests
- Surgeries
- Medications
- Hospitalization
- Hereditary & Congenital Conditions
While pet insurance offers comprehensive coverage for many veterinary expenses, there are certain exclusions and limitations to be aware of. But again, some of the items listed below may be covered by specific plans. That’s why it’s important to do your research about coverage and get quotes form as many providers as possible to get the best coverage at the best price.
Here’s a list of what is generally NOT covered:
- Some Pre-Existing Conditions
- Routine & Preventive Care
- Cosmetic Procedures
- Breeding & Pregnancy
- Behavioral Issues
- Certain Breeds or Conditions
Understanding the details of your pet policy is crucial to ensuring that you receive the coverage you expect when your pet needs it. Always read the policy documents carefully, ask questions, and get pet insurance quotes from different providers to find the best fit for your pet’s health needs and your budget.
Is it worth it to get pet insurance?
The short answer is yes, it’s absolutely worth getting insurance for your furry companion — especially given that coverage from great providers like Lemonade starts at just $10 per month. But it’s important to research various pet insurance plans and obtain a quote from as many insurers as possible before getting (or switching) coverage, to be sure that you get the best possible care for your pet(s) without overpaying.
In general, pet insurance plans are designed to mitigate the financial burden of veterinary care, ensuring that you can make decisions based on your pet’s health rather than any budget constraints. The cost of veterinary services, including diagnostics, surgeries, and medications, can add up quickly. Having a pet coverage plan in place can make these expenses more manageable, allowing you to pursue necessary treatments without hesitation.
While pet insurance plans offer valuable benefits, it’s essential for you to consider your individual circumstances and assess whether the investment aligns with your priorities. Factors such as the age and health of your pet, your financial situation, and the potential for future health issues should be taken into account. But as previously mentioned, the low cost of coverage is usually well worth the peace of mind knowing that your companion(s) is protected from the unknown.
