Does pet insurance cover exotic pets?
Many pet owners want to ensure their animals have the best health coverage, and for those with exotic pets, this question becomes even more important. The…
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Pet Insurance
They’re more than just pets. They’re family. Protect them for as little as $10 per month!
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At InsuRabbit, we take a different approach to pet insurance comparison. We give you the tools and resources to get the best deal on the pet coverage that’s right for your fur baby — 100% for free and with no obligations. Plus, we’ll never ask for your personal information or make you fill out a lead form to get a quote; that’s so 2010. Instead, we connect you with our preferred providers where you get your quote directly. It’s that easy! Thanks again and we hope you enjoy your experience.
Compare Prices On Pet Insurance
InsuRabbit Tip:
To secure the best rate, it's smart to get online quotes from at least three different insurers.
InsuRabbit's Choice
Lemonade
• Great coverage options starting as low as $10 per month
• Save 5% when you insure 2 or more pets
• Bundle your policies and save 10%
InsuRabbit's Choice
Pet Assure
• Plans starting at just $6.58 per month
• ALL pets eligible; no exclusions on breed or health condition
• Instant 25% discount on in-house medical services
InsuRabbit's Choice
Pin Paws
• Excellent coverage Starting at just $19.99 per month
• Comprehensive Accident And Illness Coverage
• Best of all, NO Breed or Age Restrictions
InsuRabbit's Choice
Animalia
• Head-to-tail coverage that's care-based, not cost based
• 60 seconds to enroll; 90 seconds to submit a claim
• Choose any licensed vet you (and your pet) like
AAA
• Pay as little as $15 per month for quality AAA Pet Insurance
• AAA members could also take advantage of a 5% discount
• Get up to 90% back on vet bills
Allstate
• Great coverage you can trust for around $20 per month
• Covers accidents, cancer, surgery, medications, and more
• Save Up To 25% When You Bundle Insurance Policies
GEICO
• Get quality coverage for as little as $30 per month
• Take advantage of numerous discounts and save even more
• Get reimbursed for up to 90% of vet bills
Liberty Mutual
• Customized insurance for around $50 per month
• Save up to 20% by stacking discounts
• Bundle your policies and save even more
MetLife
• Coverage options as low as $9 per month
• Short wait period; all ages and breeds are covered
• Reimbursement options include 70%, 80%, 90% and 100%
Progressive
• Get comprehensive coverage for less than $30 per month
• Save an additional 5% when you insure more than one pet
• Take advantage of benefits like no upper age limits and more
Spot Pet Insurance
• Affordable plan options starting at just $9 per month
• Up to 90% Cash Back on Vet Bills + 10% Multi-Pet Discount
• Visit ANY Vet in the U.S. or Canada
State Farm
• Get coverage for as little as $15 per month
• Coverage pays for 90% of eligible medical costs
• No payout limits and coverage applies to all breeds
USAA
• Customized coverage for as little as $30 per month
• Members can save up to 25% on coverage for dogs and cats
• Accepted Anywhere in the U.S.; choose any vet
Keep Your Furry Friends Protected
When your pet is sick or injured, you’d do anything in the world to help them. With pet insurance, the costs will be covered in case of…
- Surgery
- UTI
- Cancer
- Seizures
- Lung Issues
- And Much More
- Peace of Mind
- More Years Together
- Cover Hefty Vet Bills
- Very Affordable
Compare Prices On Pet Insurance
InsuRabbit Tip:
To secure the best rate, it's smart to get online quotes from at least three different insurers.
InsuRabbit's Choice
Lemonade
• Great coverage options starting as low as $10 per month
• Save 5% when you insure 2 or more pets
• Bundle your policies and save 10%
InsuRabbit's Choice
Pet Assure
• Plans starting at just $6.58 per month
• ALL pets eligible; no exclusions on breed or health condition
• Instant 25% discount on in-house medical services
InsuRabbit's Choice
Pin Paws
• Excellent coverage Starting at just $19.99 per month
• Comprehensive Accident And Illness Coverage
• Best of all, NO Breed or Age Restrictions
AAA
• Pay as little as $15 per month for quality AAA Pet Insurance
• AAA members could also take advantage of a 5% discount
• Get up to 90% back on vet bills
Allstate
• Great coverage you can trust for around $20 per month
• Covers accidents, cancer, surgery, medications, and more
• Save Up To 25% When You Bundle Insurance Policies
GEICO
• Get quality coverage for as little as $30 per month
• Take advantage of numerous discounts and save even more
• Get reimbursed for up to 90% of vet bills
Liberty Mutual
• Customized insurance for around $50 per month
• Save up to 20% by stacking discounts
• Bundle your policies and save even more
MetLife
• Coverage options as low as $9 per month
• Short wait period; all ages and breeds are covered
• Reimbursement options include 70%, 80%, 90% and 100%
Progressive
• Get comprehensive coverage for less than $30 per month
• Save an additional 5% when you insure more than one pet
• Take advantage of benefits like no upper age limits and more
State Farm
• Get coverage for as little as $15 per month
• Coverage pays for 90% of eligible medical costs
• No payout limits and coverage applies to all breeds
USAA
• Customized coverage for as little as $30 per month
• Members can save up to 25% on coverage for dogs and cats
• Accepted Anywhere in the U.S.; choose any vet
What is covered (and not covered) by pet insurance?
Pet insurance is designed to help cover the costs of veterinary care for your furry friends. Understanding what is covered and what is not can help you make informed decisions when choosing pet insurance coverage. Keep in mind that it’s important to carefully review the terms of each pet insurance plan to ensure it aligns with the specific needs of your pet. That said, let’s take a closer look at what’s covered and not covered by pet insurance.
Here’s a breakdown of what is generally covered:
- Accidents & Injuries
- Illnesses
- Diagnostic Tests
- Surgeries
- Medications
- Hospitalization
- Hereditary & Congenital Conditions
While pet insurance offers comprehensive coverage for many veterinary expenses, there are certain exclusions and limitations to be aware of. But again, some of the items listed below may be covered by specific plans. That’s why it’s important to do your research about coverage and get quotes form as many providers as possible to get the best coverage at the best price.
Here’s a list of what is generally NOT covered:
- Some Pre-Existing Conditions
- Routine & Preventive Care
- Cosmetic Procedures
- Breeding & Pregnancy
- Behavioral Issues
- Certain Breeds or Conditions
Understanding the details of your pet insurance policy is crucial to ensuring that you receive the coverage you expect when your pet needs it. Always read the policy documents carefully, ask questions, and get pet insurance quotes from different providers to find the best fit for your pet’s health needs and your budget.
Is it worth it to get pet insurance?
The short answer is yes, it’s absolutely worth getting pet insurance for your furry companion — especially given that coverage from great providers like Lemonade starts at just $10 per month. But it’s important to research various pet insurance plans and obtain a pet insurance quote from as many insurers as possible before getting (or switching) pet insurance, to be sure that you get the best possible care for your pet(s) without overpaying.
In general, pet insurance plans are designed to mitigate the financial burden of veterinary care, ensuring that you can make decisions based on your pet’s health rather than any budget constraints. The cost of veterinary services, including diagnostics, surgeries, and medications, can add up quickly. Having a pet insurance plan in place can make these expenses more manageable, allowing you to pursue necessary treatments without hesitation.
While pet insurance plans offer valuable benefits, it’s essential for you to consider your individual circumstances and assess whether the investment aligns with your priorities. Factors such as the age and health of your pet, your financial situation, and the potential for future health issues should be taken into account. But as previously mentioned, the low cost of pet insurance is usually well worth the peace of mind knowing that your companion(s) is protected from the unknown.
Savings Worth Celebrating
How much can you save with InsuRabbit? As much as hundreds per year! Plus, our rabbit-fast process means you can save more, faster.
Here's How It Works
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See how much you can save on Pet Insurance with our trusted partners.
02.
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Compare Pet Insurance plans to maximize savings.
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Saving on Pet Insurance has never been easier.
How do I choose the best pet insurance plan for my pet?
Choosing the best pet insurance plan for your furry friend requires careful consideration of several factors. Start by assessing your pet’s individual needs and health history. Different breeds and ages may have varying susceptibility to certain health conditions, so understanding your pet’s potential risks can guide you in selecting the most suitable coverage.
Researching and comparing various pet insurance plans is crucial; look for comprehensive coverage that includes accidents, illnesses, and preventive care.
Seek plans that offer flexibility, allowing you to customize coverage based on your pet’s specific requirements. Consider the overall value of the plan rather than focusing solely on the cost.
Pay attention to the fine print, exclusions, and waiting periods. Some plans may have breed-specific exclusions or limitations, so make sure the chosen plan aligns with your pet’s breed and health history.
Lastly, inquire about the claims process and how quickly reimbursements are typically processed.
When choosing the best pet insurance for your dog, take into account their lifestyle and any potential risks they may encounter. For active dogs, coverage for accidents and injuries during outdoor activities might be essential. If your pet is prone to hereditary conditions, ensure the chosen plan covers these. Look for policies that offer wellness and preventive care options, covering routine check-ups, vaccinations, and dental care. By thoroughly evaluating your pet’s needs and comparing the features of different pet insurance plans, you can make an informed decision that ensures comprehensive coverage and peace of mind for both you and your furry loved one(s).
Why Get Pet Insurance?
Getting pet insurance is a proactive and responsible decision that enhances the overall care and well-being of your pet. It provides financial security, peace of mind, and the ability to make healthcare decisions based on the best interests of your furry friend. Additional benefits include…
- Peace Of Mind
- Financial Protection
- Comprehensive Coverage
- Preventive Care
- Options For Customization
- And So Much More
What is the best pet insurance and how much does it cost?
Selecting the best pet insurance involves a thorough examination of your pet’s needs, available coverage options, and the reputation of pet insurance providers. To begin, consider the specific requirements of your furry companion, including factors such as age, breed, and any pre-existing conditions. Research various pet insurance providers to understand the range of coverage options they offer for both cats, dogs, and other animals. Look for plans that cover accidents, illnesses, and routine preventive care, providing a comprehensive safety net for your pet’s well-being.
In general, the cost of pet insurance can range anywhere from under $10 per month to $50 or more depending on your pet’s situation. When evaluating the cost of pet insurance, it’s essential to obtain quotes from different providers as the price can vary based on factors such as your pet’s age, breed, and the chosen coverage. Deductibles and reimbursement percentages also influence the overall cost. While budget considerations are important, it’s crucial to strike a balance between affordability and comprehensive coverage.
Some pet insurance providers offer customizable plans, allowing you to tailor coverage to meet your pet’s specific needs while staying within your budget. We also advise consulting with your veterinarian for recommended pet insurance options. Recommendations from trusted sources can guide you in making an informed decision about where to buy pet insurance. By carefully assessing your pet’s needs, obtaining quotes, and seeking recommendations, you can find the best pet insurance that offers peace of mind and comprehensive coverage for your fur baby!
Frequently Asked Questions
Here are the answers to some typical questions about Pet Insurance.
?
The average annual cost for an accident and illness policy is about $594 for dogs and $342 for cats, according to NAPHIA. That works out to approximately $50 a month for dogs and $28 a month for cats.
If you choose an accident-only policy, the annual cost drops to $218 for dogs and $134 for cats. Such plans will cover treatment if your pet is hit by a car or swallows something poisonous, for example, but won’t pay out if he gets sick.
This depends on the kind of pet insurance plan you choose. Pet insurance options range from accidents only, to every vet visit.
Dog owners spend an average of $458 each year on surgical vet visits and $242 each year on routine vet visits, according to a recent survey by APPA. Cat owners have lower annual expenses on average, spending $201 on surgical vet visits and $178 on routine vet visits.
The alternatives to pet insurance are self funding, and financial assistance for those who qualify.
InsuRabbit Pet Insurance Resource Center
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