Cheap Phoenix Homeowners Insurance

With coverage options as low as $25 per month, you’ll feel right at home with InsuRabbit!

InsuRabbit Homeowners Insurance

Home-Made Savings

Find the cheapest home insurance rates in Phoenix in seconds using our easy online comparison tools.

Home Insurance Doesn't Have To Be Expensive

In fact, you can get a great deal on home insurance right now. InsuRabbit is an online service that helps homeowners compare rates from the top insurers in the Phoenix area. We work with many of the top providers, so you can be sure to find the best deal for you.

  • Free Quotes
  • Custom Coverage
  • Consumer Education
  • Trusted Resources
  • Liability
  • Personal Injury

Compare Prices On Homeowners Insurance In Phoenix

InsuRabbit Tip​:

To secure the best rate, it's smart to get online quotes from at least three different insurers.

InsuRabbit's Choice​

Liberty Mutual

• Customized insurance for around $100 per month

• Bundle your insurance policies and save as much as $947

• Save even more by taking advantage of discounts


• Pay around $100 per month for AAA Home Insurance

• Save even more by bundling your home and auto policies

• AAA members may be eligible for an additional 5% discount


• Great coverage you can trust for around $140 per month

• Save Up To 25% When You Bundle Insurance Policies

• Millions Trust Allstate For Their Insurance Needs


• Top-quality coverage for around $165 per month

• Save More By Taking Advantage Of Discounts and Bundling

• Policies include extra coverages for maximum protection


• Great coverage for around $110 per month

• Save even more by bundling your policies

• Esurance has one of the fastest, easiest claims processes


• Get quality coverage for around $115 per month

• Switch to GEICO and you could save big on your premium

• Take advantage of numerous discounts and save even more

The Hartford

• Get coverage for as little as $65 per month

• Bundle your policies and save up to an additional 20%

• Voted #1 in Customer Satisfaction by J.D. Power


• Great coverage options starting as low as $25 per month

• Get insured in 90 seconds, and claims paid in 3 minutes

• Bundle your policies and get amazing savings


• Get solid coverage for as little as $100 per month

• Bundle your policies and save up to an additional 5%

• Save even more by taking advantage of numerous discounts

State Farm

• Average cost for coverage is around $150 per month

• Bundle your policies and save as much as $1,127

• Save even more by taking advantage of discounts


• Customized coverage for around $140 per month

• Bundle your policies and save up to 10% on coverage

• Take advantage of the Claims-Free Discount and get 10% off

Get A Free Custom Quote

• Click the link to get a free online quote in seconds

• Then get ready to save BIG on your policy

Savings Worth Celebrating

How much can you save with InsuRabbit? As much as hundreds per year! Plus, our rabbit-fast process means you can save more, faster.

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Saving on Homeowners Insurance has never been easier.

Why Shop For New Home Insurance?

We know you work hard for your money and that’s why we want to help you save as much as possible on your home insurance. Did you know that shopping around could save you hundreds of dollars a year? 

  • More Coverage
  • Better Coverage
  • Cheaper Coverage
  • Compare Rates
  • Compare Coverage
  • Lower Deductible

Frequently Asked Questions

Here are the answers to some typical questions about Homeowners Insurance.


Homeowners who guard against theft, accidents and other losses can often get lower insurance rates and policy discounts. Here are some things you can do to help qualify for lower premiums:

  • Secure your home with dead bolts and window locks.
  • Install a security system with an outside signal and connection to local police.
  • Install and maintain smoke detectors.
  • Install a sprinkler system for fire.
  • Install a fire alarm that automatically alerts the local fire department.
  • Stop smoking.
  • Keep walks and entrance ways clear of snow and ice.

Whenever you change something significant about your home or its contents, for example, you should review your coverage:

  • when you put on an addition to your home;
  • when you start a business from your home;
  • when you make a major purchase, such as jewelry or a computer;
  • when you purchase other residential properties either for rental or as a second home.

Yes. Typically, homeowners insurance covers you for accidental discharge of water from a plumbing system. 

Homeowners insurance policies typically do not cover damage resulting from the following:

  • Earth movement
  • Water
  • Nuclear hazard
  • Neglect or failure to make repairs
  • Corrosion, deterioration, decay or rust
  • Wear and tear
  • Contamination
  • Fungi
  • Increased cost due to enforcement of any building ordinance or law
  • Government actions
  • Power failure
  • Animals or pests
  • War

If your home becomes uninhabitable due to a covered loss, insurance pays for those extra costs of housing, eating expenses, etc. up to the applicable limit.

InsuRabbit Homeowners Insurance Resource Center

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